At WEBX 2025, a keynote speech delivered a thought-provoking theme: “Beyond the Hype! How UPCX Solves Real-World Blockchain Problems.” As the title sponsor of WEBX 2025, UPCX co-founder Joerg Weissher, through a concise yet powerful presentation, showcased to the global blockchain community how UPCX, with its high-performance, programmable payment infrastructure, overcomes technical complexities to address real-world financial pain points, paving the way for the widespread adoption of Web3.
- UPCX’s Starting Point: Redefining Blockchain Payments
Since its inception, blockchain technology has transformed how people perceive finance and data interaction, thanks to its decentralization, transparency, and security. However, Joerg Weissher candidly pointed out in his speech that despite blockchain’s immense potential, its real-world applications are often hindered by performance limitations, complexity, and poor user experience. High transaction fees, slow confirmation times, and convoluted processes deter ordinary users. UPCX was born to tackle these pain points, aiming to create a blockchain ecosystem that is not just “cool” but genuinely practical in the real world.
UPCX is a Layer 1 blockchain optimized for payments and financial services, designed to provide a high-performance, scalable, low-cost, and sustainable payment infrastructure. Since its debut at WEBX 2024, UPCX has demonstrated its capabilities through a live testnet, achieving an impressive throughput of 100,000 transactions per second and payment confirmations within one second. This performance is not only technically remarkable but has also earned UPCX widespread recognition in Japan and the global Web3 community.
Over the past year, UPCX has made significant strides in technological development and ecosystem building. For instance, its collaboration with DNT Digital has expanded its use cases, while its role as the title sponsor of WEBX 2025 underscores its growing influence in the industry. However, UPCX’s vision goes beyond technical showcases—it aims to integrate blockchain technology into everyday life, making it as simple and natural as paying utility bills.
- Blockchain’s “Last Mile”: The Pain of Complexity
Joerg Weissher posed a thought-provoking question during his speech: “Do ordinary people need to learn cryptography to use blockchain safely?” The answer is a resounding no. Yet, current blockchain technology remains daunting for most users. From selecting the right network and holding specific tokens to understanding seed phrases and public-private key pairs, these complexities alienate many. Weissher illustrated this with an example: trying to get parents or grandparents to use blockchain often ends in frustration due to cumbersome processes. This is the “last mile” problem of blockchain adoption—while the technology is advanced, the user experience lags behind.
The blockchain “trilemma” (balancing decentralization, security, and scalability) exacerbates this issue. Many projects attempt to address performance bottlenecks through modular Layer 1 and Layer 2 designs, such as ZK-Rollups and Chain Abstraction. However, these solutions often increase system complexity. Users must navigate cross-chain interactions, bridge security, and fluctuating Gas fees, which starkly contrast with the simplicity of traditional financial tools.
UPCX’s solution is to hide complexity behind the technology, delivering a user experience as intuitive as traditional payments. Whether it’s automating utility bill payments, scanning a QR code for shopping, or executing complex financial logic via smart contracts, UPCX strives to make blockchain as user-friendly as a smartphone, truly embodying the ethos of “technology serving people.”
- UPCX’s Core Innovation: A Programmable Payment Layer
UPCX’s uniqueness lies in its integration of a programmable payment layer into a high-speed Layer 1 blockchain. This design not only meets the performance demands of frictionless global payments but also supports diverse payment functions through smart contracts, covering everything from daily purchases to complex commercial scenarios. Here are UPCX’s key innovations:
- Payment Automation: UPCX supports timed and recurring payments. For example, users can set up automatic deductions for utility bills or subscriptions, or use smart contracts to automate payroll for DAOs and remote teams. These functions run entirely on-chain, maintaining decentralization and self-custody, ensuring users retain full control over their assets.
- Non-Custodial Escrow: Through smart contracts, UPCX enables secure transactions without third-party intermediaries. Whether paying a stranger or executing condition-based transactions (e.g., cash on delivery), users can complete verifiable, transparent operations on-chain.
- Multi-Signature and Threshold Payments: UPCX supports multi-signature and threshold payment mechanisms, significantly enhancing governance and control. For instance, DAOs, startups, or family wallets can set payment rules to ensure transactions are executed only when specific authorization conditions are met.
- Named Accounts and Stablecoin Support: UPCX introduces named accounts to simplify address management, offering an experience akin to traditional bank accounts. Additionally, its native support for stablecoins mitigates the risks of cryptocurrency price volatility, making it suitable for everyday payments and commercial applications.
These features showcase UPCX’s potential as a Web3 payment infrastructure. Developers can build diverse payment applications on UPCX, from simple peer-to-peer transfers to complex financial derivatives, significantly expanding blockchain’s application boundaries.
- Real-World Applications: From Vision to Reality
UPCX’s vision is to integrate blockchain technology into every aspect of daily life. Imagine shopping in a store and completing a payment via NFC, QR code, or card swipe, as effortlessly as using Apple Pay or PayPal. Such seamless payment experiences are commonplace in traditional finance but remain a challenge in the blockchain world. UPCX bridges this gap with its high-performance blockchain and programmable payment layer.
In commercial scenarios, UPCX’s potential is equally vast. Cross-border payments, a classic blockchain use case, are often limited by high Gas fees and slow confirmation times. UPCX’s 100,000 transactions per second and one-second confirmation times offer an efficient, low-cost solution for cross-border payments. Additionally, its non-custodial escrow and multi-signature mechanisms provide secure, transparent tools for supply chain finance, trade settlements, and more.
More importantly, UPCX serves not only Web3 natives but also aims to provide financial inclusion for the unbanked. By simplifying the user experience, UPCX enables those without access to traditional financial services to participate in the global economy. This embodies the deeper meaning of UPCX’s “Beyond Payments” slogan—not just providing payment tools but promoting financial fairness and inclusion.
- Conclusion
After showcasing its core technical capabilities at WEBX 2024, UPCX shifted its focus in 2025 to launching its programmable payment layer and developing an application accessible to all. This app is not just a tool for interacting with the UPCX blockchain but also a proof of concept, demonstrating how blockchain technology can combine simplicity, accessibility, and powerful functionality.
UPCX’s story goes beyond technical innovation—it is about making blockchain truly serve the real world. As Joerg Weissher stated, blockchain’s “last mile” lies in eliminating complexity, allowing ordinary users to effortlessly enjoy its benefits.
Through its high-performance Layer 1 blockchain, programmable payment layer, and relentless focus on user experience, UPCX not only demonstrated its technical prowess on the WEBX 2025 stage but also sent a clear message: the future of blockchain lies not in hype but in practicality. Whether it’s automated daily payments, secure commercial transactions, or achieving financial inclusion, UPCX is driving the industry forward with tangible actions. Looking ahead to 2026, we have every reason to anticipate more exciting achievements from UPCX, truly integrating blockchain technology into everyone’s lives.
More about UPCX:
UPCX is a blockchain-based open-source payment platform that aims to provide secure, transparent, and compliant financial services to global users. It supports fast payments, smart contracts, cross-asset transactions, user-issued assets (UIA), non-fungible tokens (NFA), and stablecoins. Moreover, it offers a decentralized exchange (DEX), APIs, and SDKs, allows customized payment solutions, and integrates POS applications and hardware wallets for enhanced security, building a one-stop financial ecosystem.
UPCX Whitepaper 1.0
https://upcx.io/zh-CN/whitepaper/
UPCX Linktree